Fatoumata is the group member who sells fruit. She is standing second from the right in the picture. She plans to buy a large supply of mangoes and oranges from the farmers. She makes her sales, for cash or occasionally credit, at the Hamdallaye market and door-to-door to a retail clientèle made up of men and women. She expects to make an average monthly profit of 40 000 francs, part of which will be used to pay off the loan and its interest and part of which will used to build up her savings.
Elles sont à leur 7ème prêt avec l’institution de microfinance Soro Yiriwaso dans le souci de satisfaire le besoin de leur clientèle.
Mme FATOUMATA fait le commerce de fruits dans ce groupe de femmes. Elle se tient debout en deuxième position de la droite vers la gauche.
Elle compte acheter des chargements de mangues et d’oranges auprès des paysans producteurs. Elle effectue ses ventes en détail, au comptant et quelques fois à crédit au marché de Hamdallaye et à domicile à une clientèle composée d’hommes et des femmes.
Elle envisage réaliser un bénéfice mensuel moyen de 40.000 FCFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne .
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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