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For more than 10 years, Umarjon has educated and trained children in high school. He is an educated, smart and goal-oriented person. Umarjon actively participates in the educational system of the Republic of Tajikistan. He teaches history and human rights. Umarjon is a professional in his field. He is married and has 2 children. His kids are still little--they're both under 3 years old. His wife, Nargiza, also works as a teacher at a high school. Additionally, Umarjon farms since his salary isn't enough to provide his family with all necessities. He and Nargiza have saved a bit of money to make repairs to their home but they do not have enough savings to buy building materials. Umarjon is asking for a loan of 3,000 somoni to buy these construction materials. He awaits your kindness.
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Умарджон более 10 лет занимается воспитанием и обучением детей в средней школе. Он образованный, умный и целеустремленный человек. Умарджон активно участвует в системе образования Республики Таджикистана. Он преподает историю и права человека. Умарджон профессионал своего дела. Он женат и на воспитании имеет 2 детей. Дети еще маленькие им до 3 лет. Его жена Наргиза тоже работает преподавателем в средней школе. Умарджон дополнительно занимается выращиванием сельхоз культуры, так как его зарплата не хватает для обеспечения семьи со всеми не обходимыми средствами. Умарджон и Наргиза накопили немного денег для ремонта дома, но их сбережения не хватает для покупки строительных материалов для проведения ремонта. Он запрашивает займ на сумму 3000 сомон для покуки строительных материалов. Он ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 146
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Umarjon to buy building materials to repair his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 3, 2013
May 11, 2013
Currency Exchange Loss:
Aug 17, 2014