Cladette belongs to the Twungubumwe II group and lives in Bujumbura. She is 43 years old and married to Daniel, a driver. They have nine children together, aged from three to 23 years old; eight of the children are studying.
Cladette has been trading products in a shop (beans, rice, palm oil..) for the past seven years.
She is on her third loan from Turame. With the KIVA loan she is being granted, she will increase her capital and buy a large quantity of items for her shop (beans, rice, palm oil) to resell so that she can earn more money.
In the coming years she would like to build a house and see her children study.
Cladette fait partie du groupe Twungubumwe II et habite à Bujumbura. Elle a 43 ans et est mariée à Daniel, un chauffeur. Ensemble ils ont 9 enfants, âgés de 3 à 23 ans, dont 8 étudient.
Elle fait le commerce de boutique (haricot, riz, huile de palme,…) depuis 7 ans.
Elle est à son troisième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter une grande quantité d’articles de sa boutique (haricot, riz, huile de palme,…) à revendre pour gagner plus.
Dans les prochaines années, elle voudrait construire une maison et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.