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Sina's Group
In this Group: Sina , Saret
Sina is 57 years old and married, with five dependent children. She lives in a rural village of the Battambang province’s Moung Russey district, earning a living through farming rice and planting corn. Together with her husband, they can earn about KHR 62,000 per day from the current business and can save about KHR 20,000 each day for future needs.

This is Sina’s group loan with Kiva’s partner, VisionFund Cambodia. Sina has been a member of VisionFund Cambodia for two cycles. She successfully used the loans to better her living conditions.

Now, leading her group to apply for a loan, Sina will use some her portion to buy fertilizer and pesticides for her farmland and some of it to spend on labor. Sina hopes to make more rice and to sell it for a good price, so as to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 129
    View loans »
    Cambodia Loans Fundraising
  • $36,160,175
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sina's Group's $725 loan helped a member to buy fertilizer and pesticides for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 8, 2013
Listed
May 8, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 19, 2014