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Musarat is 46-year old hard-working housewife. She loves in Rawalpindi, Pakistan, with her husband, three daughters and two sons. Her husband is a security guard by profession, but his monthly income is not enough to meet the household expenses of his family. Therefore, for the past four years, he also drives a taxi at night. But he is not able to generate any income from the taxi, as its engine is not working properly and needs to be repaired. Musarat has requested a loan from Kiva's partner BRAC Pakistan to pay the cost of repairing the engine of her husband's taxi. With the profits, her husband wants to open a new auto mechanic shop in the future. Musarat desires to provide a quality education to all her children, and she prays for the good health of her family and for the growth of her husband's business . She is very thankful to BRAC and Kiva.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Musarat to meet the cost of repairing her husband’s taxi.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 8, 2013
Currency Exchange Loss:
Mar 17, 2014