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Efua
Efua is single and has four children. Even though she did not receive any formal education, Efua is a successful businesswoman. She is a seamstress in Wisdom Mpeasem (near Cape Coast). She has been actively involved in this business for about 15 years. As the sole breadwinner in the family, Efua uses her income to provide for the entire family. Efua will use the loan to purchase tools and equipment, thus helping her to improve her overall sewing and sales. With the new profits from her expanded business, Efua will diversify her inventory to adapt to customer's changing preferences.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 18
    View loans »
    Ghana Loans Fundraising
  • $11,207,575
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Efua to purchase tools and equipment, thus helping her to improve her overall sewing and sales.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 8, 2013
Listed
May 19, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013