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Ma. Nerna
Ma. Nerna is 43 years old and married with one kid. Ma. Nerna works very hard to provide for them.

Ma. Nerna runs a general store in the Philippines and requested a PHP 29,500 loan through NWTF to purchase more stocks to sell.

Ma. Nerna has been in this business for 21 years and sells a variety of items such as bread, noodles, soap, sardines and other groceries.

In the future, Ma. Nerna would like to save enough money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 279
    View loans »
    Philippines Loans Fundraising
  • $52,221,600
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $725 helped Ma. Nerna to purchase more stocks to sell.
99% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 11, 2013
Listed
May 7, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014