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Ruth
As a married mother of two children, Ruth works hard to support her family.

She has a food production business in the Philippines, and also earns additional income from a general store and raising pigs. Ruth is borrowing PHP 17,000 through NWTF to buy ingredients for her food production business.

Ruth has been sustaining her business activities through her past 13 loans from NWTF. She hopes that her hard work will help her attain her dream to save enough money so she can afford to send her children to college and expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 220
    View loans »
    Philippines Loans Fundraising
  • $50,652,325
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $425 helped Ruth to buy ingredients for her food production business.
99% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 29, 2013
Listed
May 7, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014