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Nom is 58 years old. She is a widowed resident of Kampong Chhnang Province, Cambodia. She has been making a living through animal husbandry for more than ten years, earning approximately 3 USD a day. Her children are employed as garment workers. They earn about 7 USD each day.

Due to lack of funds, Nom is requesting a loan of 1000 USD to purchase timber and zinc to fix her house. This money will help her provide better living conditions for her family. She wants to purchase farmland for cultivating rice to generate extra income for the family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 292
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nom to purchase timber and zinc to fix her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 7, 2013
Currency Exchange Loss:
Jun 17, 2014