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Artur was born and still lives in the village of Tsav that is in the Syunik district. Artur is married and lives with his wife, newborn son, and parents.

Artur from a young age has been involved in agriculture and has his own plot of land in Tsav where he grows vegetables. He also has four heads of cattle, 20 chickens, pigs and sheep.

Artur's parents help their son on the farm. Artur sells milk and meat from the livestock in the cities of Kapan and Kajaran, and Artur's father sells vegetables and fruits from the garden in the market. Artur loves his work despite the severity and peculiarities of agriculture.

As Artur admitted, he is very happy that despite the difficult economic situation in Syunik district, he and his parents with their hard-earned dignity can support their large family.

Artur is asking for a Kiva loan of 300,000 Armenian drams to buy three calves and a year later hopes to get a good profit.
View original language description ↓
Артур родился и живет в селе Цав(Tsav) что в Сюникской области.Артур женат и живет вместе с женой, новорожденным сыном и с родителями.
Артур с малых лет занимается сельскохозяйством и имеет в деревне Цав собственный участок земли, где выращивает овощи. У него есть так-же 4 голов крупного рогатого скота ,20 кур, свиней и овец.
Родители Артура помогают сыну в хозяйстве. Молоко и мясо от животноводство Артур продает в городе Капан и Каджаран, а овощи и фрукты от огорода помогает реализовать на рынках отец Артура.
Артур очень любит свою работу несмотря на тяжести и особенности сельского хозяйства.
Как признался Артур , он очень счастлив что не смотря на трудное экономическое положение в Сюникской области , он и его родители со своим тяжким трудом достойно содерживают их большую семью.
Артур просит от Кива кредит на сумму 300,000 Армянских драм для покупки 3 телят и уже через год надеется получить хорошую прибыль.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 152
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 411.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Artur to buy three calves.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 4, 2013
May 10, 2013
Currency Exchange Loss:
Apr 16, 2014