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Silueta De Cristal Group
In this Group: Ivania Del Socorro, Ivania Del Socorro, Juan De Dios
This group is made up of three members.

One of the members is Ivania, 38. She's married and used to buy and sell footwear. For two years she has had a cobbler workshop in her home where she and her husband make shoes, which they sell in the town market. She has been a client of the institution for seven years and she's very responsible with her obligations.

She'll invest the loan in buying raw materials such as patent leather, glue, felt, white glue, insoles, soles, etc.

Another member, Ivania, is 44 years old and sells fresh vegetables, "pinol" [corn beverage], and "pinolillo" [cornmeal and cacao beverage]. Juan, 26, has a cobbler workshop.
View original language description ↓
Este grupo está formado por tres socios uno de ella es Ivania tiene 38 años de edad, casada anteriormente compra y vendía calzado, desde hace dos años tiene un taller de zapatería en su domicilio donde su esposo y ella los fabrican y los comercializan en el mercado de su localidad, tiene de ser cliente de la institución siete años muy responsable con sus obligaciones. El crédito lo invertirá en la compra de materia prima como charol, pega, azulón, pega blanca, plantillas, suelas etc. Ivania es otra socia que tiene 44 años y su negocio es la venta de verduras frescas, pinol, pinolillo y Juan tiene 26 años de edad y su negocio es tener un taller de calzado.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 98
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Silueta De Cristal Group's $1,100 loan helped a member to buy patent leather, glue, felt, insoles, soles, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 6, 2013
Listed
May 7, 2013
Currency Exchange Loss:
Covered
Ended:
Sep 27, 2013