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Maria Santos
María is a tenacious young woman aged 27. She has completed primary school and she is a single mother of 2. She lives in her own house and she strives on a daily basis to grant a better standard of living to her family and to herself. She engages in agriculture, planting vegetables such as potatoes and radish. She has gained a considerable experience while working with her parents, something she has been doing since she was very young, helping them planting corn and beans. She owns some land located at about 100 meters (0,06 mi) from her house, and she inherited it form her parents. She sells her products to buyers coming to her area as well as to her neighbors. She makes efforts and she works very hard in order to grant a better future and a better standard of living to her children, so that they will not have to go through the difficult situations she has had to live when she was young.
María is currently requesting a loan to invest it in the purchase of potato and radish certified seeds, as well as manure to keep on planting and growing her crops.
Her goal is to succeed in having a profitable production that provides her with enough money to keep on planting and to help her achieve her dream of putting together a working capital of her own in order to keep on investing in her crops; this is how she plans on succeeding in granting a better future and comfort to her children, offering them the chance to study and to attend and complete university.
View original language description ↓
Maria es una mujer joven de 27 años de edad luchadora con un grado de escolaridad de primaria completada,Madre soltera de 2 hijos con casa propia y día a día se esfuerza para tener un mejor bienestar para ella y su familia. Ella se dedica al cultivo de hortalizas como ser: papa y rábano ya que dicha experiencia la adquirió desde muy joven actividad inculcada por sus padres a los que ella en su juventud les ayudaba a sembrar maíz y frijol. El terreno que ella tiene es propio y esta ubicado a 100 metros de distancia de su casa de habitación ya que lo adquirió por medio de sus padres gracias a una herencia que ellos mismos le obsequiaron. Su producto es comercializado y vendido por los compradores que llegan a la zona y demás que viven al rededor de su casa de hogar. Ella se esfuerza y trabaja duro para que sus hijos tengan un mejor futuro, un mejor estilo de vida y no pasen por la situación tan difícil que ella en su juventud paso.

Actualmente maría solicita ayuda para poder invertir en la compra de semilla certificada de papa, rábano y abono para poder sembrar y cultivar.

Su meta es poder tener una producción de provecho que le genere lo estimado para poder seguir cultivando y poder cumplir sus sueños de formar un capital propio para poder seguir invirtiendo en su cultivo ya que de esa manera ella podrá asegurar el futuro de sus hijos con un mejor bienestar y dando la oportunidad de estudiar para que ellos se puedan graduar a nivel universitario.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,153,025
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Maria Santos to buy potato and radish certified seed as well as manure.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 2, 2013
Listed
May 8, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013