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Ingrit Abigail
Ingrit’s a young mother who generates her own income selling perfume, cosmetics and products in general to her customers, friends, family members and people because of the responsibility and love she has for her little boy. She shows them catalogs so they can buy from lipstick to expensive costume jewelry from her.

She currently lives in family members’ house who when they saw her alone with her child provided a roof and shelter for her. However, she works this way to cover her own expenses and needs.

She needs the loan to be able to buy merchandise to stock her business so she can take the products directly to the various places she goes to and do direct sales. For her, this means a quicker turn-over of her working capital. She relates that generally Father’s Day, Mother’s Day and Christmas are the days of highest sales. She usually sells on credit so needs working capital to buy new merchandise from the new catalogs that her customers order from.
View original language description ↓
La señora Ingrit es una joven mamá que por la responsabilidad y el cariño a su pequeño niño, genera sus ingresos por medio de las ventas de perfumes, cosméticos, y productos en general, sus clientes, amigos, familiares y personas a quienes deja sus catálogos para que le compren desde labiales hasta bisutería costosa. Actualmente vive en la casa de unos familiares, que al verla sola con su niño, le dieron vivienda y cobijo, sin embargo para los gastos y necesidades ella dedica su tiempo a trabajar de esta manera. Necesita del crédito para poder comprar mercadería y abastecer su negocio, así puede llevar directamente los productos a los diferentes lugares a los que va, y realizar ventas directas, lo que para ella significaría un rote más rápido de su capital de operación. La señora Ingrit cuenta que generalmente el día del padre, el día de la madre y la navidad son fechas que tiene mayor venta, por lo general realiza sus ventas a crédito y necesita luego su capital de operación para comprar nueva mercadería de los nuevos catálogos que le encargan sus clientes.

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $2,817
    Average annual income
  • 101
    View loans »
    Bolivia Loans Fundraising
  • $29,538,850
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Expired
A loan of $1,025 helped Ingrit Abigail to buy perfume and cosmetics.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 4, 2013
Listed
May 29, 2013
Currency Exchange Loss:
Covered
Expired:
Jun 28, 2013