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Mónica María
Monica is a 29 year old single woman who lives in Sololá. She buys and sells cosmetics. She chose this line of work because she can earn a reasonable income and contribute to the family’s finances.

She is requesting a loan of 2,800.00 Guatemalan Quetzales for working capital to grow her business.

Her dream is to have a location that would allow her to grow her business and increase her income to improve the quality of life for herself and her family.
View original language description ↓
Mónica es una joven soltera de 29 años quien vive en Sololá.
Ella se dedica a la compraventa de cosméticos, eligió esta actividad por que le genera ganancias aceptables y de esta manera contribuye a la economía familiar.
Ella esta solicitando un préstamo de Q 2,800.00 para capital de trabajo para la ampliación de su negocio.
Su sueño es contar con un local que la ayude ampliar más su negocio e incrementar sus ingresos para mejorar su calidad de vida y la de su familia.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $5,300
    Average annual income
  • 120
    View loans »
    Guatemala Loans Fundraising
  • $10,803,625
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Mónica María have working capital to grow her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 3, 2013
May 7, 2013
Currency Exchange Loss:
Jun 17, 2014