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The borrower lives with his wife and children in his parent's home. He sells videogames and phone accessories. He works from home and thanks to his kindness, creativity and wide variety of products, he has been able to gain the confidence of many customers. They prefer buying from him because he is a responsible, hard-working, dedicated man.

He has decided to request a new loan to buy a wider variety of games, phone covers, earphones, cases and other items. His goal is to stock his business in such a way as to attract more customers. This will allow him to increase his sales volume and income so he can lead a better lifestyle.
View original language description ↓
el cliente reside en casa de sus padres junto con su compañera de vida y sus hijos. El cliente se dedica a la venta de juegos de video y accesorios para telefonos. Su negocio lo tiene en su lugar de residencia y gracias a su amabilidad, creatividad y a la gran variedad de productos que mantiene ha logrado ganarse la confianza de muchos clientes los cuales lo prefieren por ser un hombre responsable, trabajador y dedicado en su negocio. Ha decidido solicitar un crédito para comprar mayor variedad de juegos de video, estuches para telefonos, audifonos, carcasas entre otras cosas y poder surtir su negocio de tal manera que logre atraer a más clientes que le permitan mejorar su nivel de ventas así como su nivel de ingresos para poder tener una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 754
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped this borrower to buy merchandisde for phones, such as covers, earphones, cases, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 8, 2013
Currency Exchange Loss:
Jan 25, 2014