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The borrower sells clothing, shoes, perfumes and other articles to cover some of his household expenses. He lives with his mother in a rented house and works as a street vendor in the markets near his home. He has many customers who seek him out because of his low prices.

He is requesting a loan to buy more merchandise such as shoes, pants, perfumes, deodorants, lotions, etc., to stock his business and earn more profit. This will allow him to continue taking care of household expenses.
View original language description ↓
el cliente se dedica a la venta de ropa, zapatos, perfumes, entre otras cosas con las ventas que realiza logra cubrir algunos gastos de su hogar vive con su mama en una casa que alquilan, su negocio es de forma ambulante vende en los mercados que estan cerca de su lugar de residencia, tiene mucha clientela pues lo buscan porque vende sus productos con precios accesibles, por eso el cliente solicita un credito que le permita poder comprar mas mercaderia: zapatos, pantalones, perfumes, desodorantes, lociones, entre otras cosas y surtir su negocio para obtener mejores ganancias y seguir solventando los gastos que se le presentan en su casa.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 846
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy merchandise such as shoes, pants, perfume, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 16, 2013
May 8, 2013
Currency Exchange Loss:
Nov 17, 2013