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Jose Orlando

Update on Jose Orlando

José is a native of the city of León; he works as a storekeeper selling and preparing bread. He works in the business along with his children.

He is very grateful for the opportunity that he was given with his first Kiva loan, as he was able to buy the raw material that he needs to produce bread. He also made improvements to his bakery’s structure. He has noticed that, little by little, the loans have changed his business.

He is requesting a loan in order to buy wheat flour, lard, firewood, sugar, oil, cheese and salt. This loan will allow him to buy his raw supplies at a better price and reduce his costs a little bit. He always keeps fighting to improve his product and his bakery’s building structure.
View original language description ↓
José, originario de la ciudad de León, de oficio comerciante se dedica a la venta y elaboración de Pan negocio que realiza junto con sus hijos. Él está muy agradecido por la oportunidad que le brindo su primer crédito Kiva pues logro comprar materia prima que necesitaba producir pan hizo mejoras a la infraestructura de su panadería. Ha notado como poco a poco los financiamientos han cambiado su negocio.
Él está requiriendo el crédito para comprar harina de trigo, manteca, leña, azúcar, aceite, queso y sal. Pues esta inversión le permitirá comprar a un mejor precio la materia prima y reducir un poco los costos. Siempre sigue luchando por lograr mejorar su producto y la infraestructura de su panaderia.

Previous Loan Details

Among pans, flour, and a hot oven we find Jose, a humble baker. He is originally from the department of Madriz in the northern region of Nicaragua, but he has lived in the city of León for 46 years. He is 60 years old and a father of five children, all of whom are independent. He has 45 years ... More from Jose Orlando's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,447,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jose Orlando to purchase wheat flour, lard, firewood, sugar, oil, cheese and salt.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 6, 2013
Currency Exchange Loss:
Jul 17, 2014