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Maria Santos
Maria is a determined 47-year-old woman who completed primary schooling up to second grade. She is a widow as her husband died in a car accident, leaving her with six children, two of them underage and in primary school but in different grades. The eldest, a daughter, works at a military center in the area, two of her other children work where she lives, and her other daughter works as a chef.

Maria has made a living by planting vegetables (potatoes, broccoli, and cauliflower) for more than 25 years. She learnt how to do this from her husband, to whom she is grateful for the enormous effort with which he worked up until his last day of life. Her produce is sold through intermediaries who come to the area for its great reputation for quality, hygiene, and work methods, but as with all crops there are still risks, such as plagues and price variation in the market.

She is currently requesting help in order to invest in planting potatoes through purchasing certified seed, since it is safer, more hygienic, and cleaner. By doing this, she will be able to increase her crops and obtain a better profit from her crops.

Her dream is to be able to buy a plot of land in order to build a home for her children and to cultivate a greater variety of produce to offer to her customers, since in this way she will be able to increase her revenue and help her children with their studies so they can graduate at university level.
View original language description ↓
Doña María es una mujer de 47 años de edad luchadora con un grado de escolaridad de primaria no completada cursado hasta el 2 grado de estado civil (Viuda) ya que su esposo murió en un accidente auto movilistico dejando con ella 6 hijos, 2 menores de edad los cuales están en primaria en diferentes grados de educación, la mayor trabaja en un centro militar en la zona, los otros dos en el lugar donde ella habita y su otra hija que trabaja como cocinera. Ella se dedica a la siembra de hortaliza (papa, brócoli y coliflor) hace más de 25 años la cual aprendió por su pareja a quien agradece el enorme esfuerzo hasta su último día de vida. Sus producto es comercializado a través de intermediarios que llegan a la zona teniendo una gran reputación por su calidad, higiene y forma de trabajar; pero como toda siembra y cultivo no deja de tener riesgo siendo estos las plagas y la variación de precios en el mercado.

Actualmente solicita ayuda para poder invertir en la siembra de papa comprando semilla certificada ya que es más segura higiénica y limpia, por medio de esto ella podrá aumentar sus cultivos y obtener una mejor ganancia del mismo.

Su sueño es poder comprar un terreno para poder construir un hogar para sus hijos y para cultivar una mejor variedad de productos para poder ofrecer a los clientes ya que de esa forma ella podrá incrementar sus ingresos y ayudar a sus hijos con sus estudios para que ellos puedan graduarse a nivel universitario.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 23
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Maria Santos to purchase certified potato seeds so she can plant her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 30, 2013
Listed
May 6, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014