Maria has made a living by planting vegetables (potatoes, broccoli, and cauliflower) for more than 25 years. She learnt how to do this from her husband, to whom she is grateful for the enormous effort with which he worked up until his last day of life. Her produce is sold through intermediaries who come to the area for its great reputation for quality, hygiene, and work methods, but as with all crops there are still risks, such as plagues and price variation in the market.
She is currently requesting help in order to invest in planting potatoes through purchasing certified seed, since it is safer, more hygienic, and cleaner. By doing this, she will be able to increase her crops and obtain a better profit from her crops.
Her dream is to be able to buy a plot of land in order to build a home for her children and to cultivate a greater variety of produce to offer to her customers, since in this way she will be able to increase her revenue and help her children with their studies so they can graduate at university level.
Actualmente solicita ayuda para poder invertir en la siembra de papa comprando semilla certificada ya que es más segura higiénica y limpia, por medio de esto ella podrá aumentar sus cultivos y obtener una mejor ganancia del mismo.
Su sueño es poder comprar un terreno para poder construir un hogar para sus hijos y para cultivar una mejor variedad de productos para poder ofrecer a los clientes ya que de esa forma ella podrá incrementar sus ingresos y ayudar a sus hijos con sus estudios para que ellos puedan graduarse a nivel universitario.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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