She has made a living in agriculture for several years. Her main crop is corn and beans. She stores her harvests in the sacks shown in the photograph and later goes out to sell them in the markets near her house. She has very good customers because she has learned how to earn their trust. She offers quality and good prices in her products.
Carmen has decided to invest in taking care of her crops because it's her only form of income. This is why she has requested a loan to be able to buy soil amendments, pesticide, fertilizer, herbicide, seed, and other things she needs for her crop that will allow her to grow in her business.
She hopes this will give her favorable results so she can continue giving her household the financial help it needs so much.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
About El Salvador
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Success!! The loan was 100% repaid