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Le Modele De Dorneau Group
In this Group: Kercita, Marie, Robenson, Gladisse, Mmeelveus, Orelus, Mariemathe, Charlicia, Evna, Clersolene, Edith, Dieumise, Guerline, Philomise, Josaphat, Sylvestre, Manita, Roseline, Evelyne, Marie, Gideline, Elizee*, Roselande, Nella*, Yvrance
* not pictured
Kercita is the coordinator of her group Le Modele de Dorneu. She is married and has five children. Kercita lives in the north of Haiti where electricity is rare and water is limited.

Kercita has been running a business selling various goods for the last eight years. Before that, she sold crafts.

She would like to use this loan to buy products, [such as] clothes, shoes, cosmetics, etc. Kercita hopes that this loan will help her expand her business.

The other Le Modele De Dorneau members need this loan for such businesses as selling charcoal, food, cosmetics, and shoes.

Kercita says that her main challenges are those of a large merchant.
Kercita est la coordonatrice de son groupe Le Modele de Dorneu. Elle est marie et elle a 5 enfants. Kercita habite dans la région de nord d’Haiti où de l’éléctricité est rare et de l’eau est très limité.

Kercita a dirigé son commerce de produits divers pendant les 8 dernières années. Avant de commencer ce commerce, Elle a vendu l'artisanat. Elle voudrait utiliser cet emprunt pour investir avec duit du Vetement, chaussures, cosmetiques, etc. Kercita espère que cet emprunt l’aidera à agrandir son business.

Des autres membres Le Modele De Dorneau ont besoin d’un emprunt pour tels commerces comme charbon, la nourritures, cosmetique et chaussures. Kercita dit que ses défis principal est de un grand commercant.

Additional Information

More information about this loan

This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Haiti

  • $1,300
    Average annual income
  • 2
    View loans »
    Haiti Loans Fundraising
  • $2,037,500
    Funds lent in using Kiva
  • 42.5
    Haiti Gourdes (HTG) = $1 USD

Success!! The loan was 100% repaid

A portion of Le Modele De Dorneau Group's $4,975 loan helped a member to buy various goods (cosmetics, shoes, etc.).
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 20, 2013
Currency Exchange Loss:
Oct 17, 2013