Collanas De Uyuni Group
This loan will benefit small business owners such as Vicenta. She says that she joined Pro Mujer two years ago by the invitation of one of the institution's promoters, who visited her at home. She currently has a business selling auto parts. She says that she started this business because her husband works in a mechanic's workshop and she decided to buy the spare parts for this business.
She will use this loan to invest in working capital by buying wholesale auto parts in the city of Oruro. She will later sell them in her place of business. This type of work allows her to generate an income to maintain her home as much as possible, as she is married with three children.
When asked what she likes about Pro Mujer, she says that she likes the loans, the workshops, and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Vicenta es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de autopartes; da a conocer que este negocio lo emprendió porque su esposo trabaja en un taller mecánico y ella decide comprar los repuestos para este negocio.
El crédito que ahora sacará es para el aumento de capital (compra de autoparte) que adquirirá de la Ciudad de Oruro por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito, las capacitaciones y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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