Flor Del Valle I Group
This loan will benefit small business owners such as Dionicia, who says that she joined Pro Mujer twenty years ago by the invitation of a friend who is a partner of the institution. She currently has a business selling food. She says that she started this business with her first loan from Pro Mujer and that with plenty of effort, she has earned a profit.
She will use this loan to increase her working capital by buying rice, oil, and noodles from wholesale distributors. After making the food, she will sell it from her business space. This type of work allows her to generate an income to maintain her home as much as possible, since she is married with three children.
When asked what she likes about Pro Mujer, she says that she likes the loans, the workshops, the health initiatives, and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Dionicia es integrante, ella indica que hace veinte años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo emprendió con el primer préstamo que se hizo de Pro Mujer y con mucho esfuerzo, lo que en la actualidad le dio ganancias.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, aceite, fideo) que adquirirá de las distribuidoras por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito, las capacitaciones, el área de salud y los ahorros
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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