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The client is a very kind, responsible, and hard-working person. He lives in his own house with his life partner and his eight month old baby.

He sells all types of clothes, and his wife works at a cyber café. With the sales that he makes, and with the help of his wife, they manage to cover some household expenses. He has a lot of clientele. He sells quality and good brand clothes.

He is requesting a loan that will allow him to buy more merchandise like shirts, underwear, socks, pants, and shoes. This way he will stock his business with a lot of variety. He will do this in order to get more profits and to be able to continue giving his family everything they need without limitation.
View original language description ↓
El cliente es una persona muy amable, responsable y trabajadora vive en casa propia con su compañera de vida y su bebe de 8 meses el se dedica a la venta de todo tipo de ropa y su esposa trabaja en un ciber cafe con las ventas que realiza y con la ayuda de su esposa logran cubrir algunos gastos de su hogar tiene mucha clientela pues vende ropa de calidad y de buena marca por eso el cliente solicita un credito que le permita poder comprar mas mercaderia como camisas, ropa interior, calcetines, pantalones y comprar zapatos y asi surtir con mucha variedad su negocio para obtener mejores ganancias y pueda seguirle dando a su familia todo lo que necesitan sin limitacion alguna.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 760
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped this borrower to buy more merchandise like shirts, underwear, socks, pants, and shoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 11, 2013
May 8, 2013
Currency Exchange Loss:
Aug 18, 2013