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Camino Al Exito Group
In this Group: Maria Andrea, Gladys Marisol, Carmen Marlene, Janet, Constantina Julia, Stella Patricia, Norma
Norma is a member of the Camino al Éxito group. She's a single mother who takes care of two minor children who attend school.

She earns a living making pastry. She has steady customers like bakeries and markets where she sells bread pudding, flan, and cakes that she herself makes. This business supports her family's educational and food expenses. She also works as a cook in a country club on the weekend.

Her dream is to improve her house so her children will be more comfortable.

She'll invest the loan in buying construction materials for her home.

The group is grateful to the Kiva lenders. Norma's the second person from the left; she's wearing a flowered shirt.
View original language description ↓
Norma integra el grupo “CAMINO AL ÉXITO” es madre soletera tiene a cargo dos hijos aun menores de edad quienes estudian. Se dedica a su negocio de repostería lo cual cuenta con clientes fijos como panaderías y mercados expendiendo budín, leche asada, queques, que ella mismo los prepara con este negocio sostiene los gastos los gastos educativos y alimentación de su familia. Y a la vez los fines de semana presta servicios de cocinera en un club campestre. Su sueño es mejorar su casa para mayor comodidad a sus hijos. El crédito lo invertirá en la compra de material de construcción de su vivienda. El grupo agradece a los inversionistas KIVA. Norma es la segunda persona del lado izquierdo viste polo floreado.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $53,993,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Camino Al Exito Group's $2,625 loan helped a member to buy construction materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 29, 2013
Listed
May 6, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013