6 De Julio Group
The funding that they take out will benefit small businesswomen such as Sra. Isabel. She notes that she became a member of Pro Mujer three loan cycles ago. She was invited to join by a friend who is a member of the association. Currently she has a business where she makes and sells pastries. She reveals that she began this business on her own initiative five years ago and that it took time and perseverance to attract customers.
The loan that she will take out now is to increase capital (for the purchase of a freezer) and that she will acquire it at the markets in the city of El Alto and later install it at her sales venue. This kind of work enables her to generate resources to maintain her home as much as possible since she is married and has three children.
When asked what she enjoys about Pro Mujer, she responds that she likes the subject of health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Isabel es integrante, ella indica que hace tres ciclos que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de elaboración y venta de pasteles; da a conocer que este negocio lo emprendió por iniciativa propia hace cinco años, tiempo que tuvo que ser perseverante para conseguir su clientela.
El crédito que ahora sacará es para el aumento de capital (compra de heladera) que adquirirá de las ferias de la Ciudad de El Alto y posteriormente lo instalará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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