Yajaira is a young member of the group Chicas Trabajadoras (Hard-working Girls). She is married and has a child. She makes a living from sales; she began by selling almost-new clothing and she now sells clothing and shoes by catalog. The loan will help her to buy shoes and clothing for pending orders. One of Yajaira's great goals is to buy a car in order to make delivering her merchandise easier, and in the future she wants to pay for her child to study towards a degree.
Yajaira es una joven integrante del grupo Chicas Trabajadoras, es casada y tiene un hijo. Ella se dedica a las ventas, comenzó vendiendo ropa seminueva y ahora vende ropa y zapatos por catalogo; el crédito la ayudará a comprar zapatos y ropa de pedidos que ya tiene pendientes. Una gran meta para Yajaira es comprar un automóvil para hacer mas fácil la entrega de su mercancía y en un futuro pagarle una carrera a su hijo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.