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Bruce is a provision seller in Likpe Bakua, Hohoe. He has received education to senior high school. He is married and has 3 children. His wife is a petty trader. Bruce has been selling provisions for 3 years, but realizing that his business was going down he decided to take a Kiva loan to push his business forward again. He is responsible for the general financial welfare of his family. His loan will be used to buy cartons of bottled water, toilet rolls, disinfectants and biscuits. He hopes to use the new profits from his expanded business as savings to reinvest and thus increase his working capital.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Bruce to buy cartons of bottled water, toilet rolls, disinfectants and biscuits.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 3, 2013
May 7, 2013
Currency Exchange Loss:
Aug 17, 2013