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Esmeralda De San Antonio Group
In this Group: Gumercinda , Lucia , Natalia , Amalia, Nelly, Teofila
The "Esmeralda de San Antonio" group will be starting its first loan cycle with Kiva partner Pro Mujer out of the Alto Lima office. This group consists of six members and has a board of directors with Amalia as secretary. The members' businesses are varied and include selling fruit, selling food, running a neighborhood store, sewing skirts, selling refreshments and weaving blankets. The loan will help these small businesses, including Amalia's. This is her first experience with Pro Mujer, joining after one of the institution's promoters invited her after visiting her home. Amalia currently has a business selling cosmetics, which she started on her own after learning the trade from her friend. She plans to use the loan to increase her capital to purchase cosmetics from wholesale distributors, and she will then sell the products from her sales space. In this way she will generate revenue to provide for her household as much as possible, since she is a single mother with one son. When asked what she likes about Pro Mujer, Amalia said she likes the health center.
View original language description ↓
La A.C. “ESMERALDA DE SAN ANTONIO” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Alto Lima, está compuesta por seis integrantes y está dirigida por una mesa directiva donde la señora Amalia es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de frutas, venta de comida, Atención de tienda de barrio, costura de polleras, venta de refrescos, tejido de mantas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Amalia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de cosméticos; da a conocer que este negocio lo emprendió por cuenta propia aprendiendo el negocio de su amiga.

El crédito que ahora sacará es para el aumento de capital (compra de cosméticos) que adquirirá de las distribuidoras por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 96
    View loans »
    Bolivia Loans Fundraising
  • $28,867,525
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Esmeralda De San Antonio Group's $1,775 loan helped a member to purchase cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2013
Listed
May 5, 2013
Currency Exchange Loss:
Covered
Ended:
Nov 18, 2013