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Salone Microfinance Trust, a partner of based in Makeni, in northern Sierra Leone, is very pleased to present to you David, a staff member at one of the sugar-producing companies in Sierra Leone. He has come to SMT/Kiva lenders to apply for a loan of SLL 3,000,000. With the help of this loan, he can buy house-building materials like iron corrugated sheets for the construction of a dwelling house for his family. David is a native of the Mayoso village. He is 45 years of age. David is married to a housewife and the couple has five children who are attending primary and secondary schools.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Sierra Leone

  • $2,100
    Average annual income
  • 30
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,323.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped David to buy house-building materials like iron corrugated sheets for the construction of a house for his family.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 11, 2013
May 6, 2013
Currency Exchange Loss:
Feb 17, 2014