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Ms Munwer has expertise in embroidery and has been using her skill to provide for her family for over eight years now. During the initial years of her business, she barely made enough money to purchase the required materials. Today she is proud to be famous in her community as the best at making beautiful patterns with thread and beads. Two years ago, when she borrowed from Kashf for the first time, she wished to purchase raw materials. Now she has requested another loan of Rs. 30,000 to purchase more spools of threads and packs of glittering material in various colors. She says that the females in her community are becoming demanding with the passage of time and satisfying them is a challenge that Munwer has taken up. She has four children and she dreams of providing a quality education to them for their prosperous future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 485
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Munwer to purchase more spools of threads and packs of glittering material in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2013
May 6, 2013
Currency Exchange Loss:
May 17, 2014