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Ms Sughran is a 45-year-old married woman who has been running a milk-selling business with her husband for a period of about 10 years. They have 10 buffaloes in milk & 2 cows and sell their milk to many of their neighbors, along with butter and cheese that they make from the milk. She looks after the buffaloes and performs the task of collecting milk from them while her husband sells it to different places on a daily basis. They are happily doing it together to support their family. Sughran is a mother of five children and needs to earn much more to meet their everyday expenditures including food, clothing and education. In order to make huge profits, she requested a loan of Rs 55,000/- to buy one more buffalo to cater to more customers. She hopes to get an increase in the production capacity of milk, which ultimately helps in generating more cash.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 445
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Sughran to buy one more buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2013
May 6, 2013
Currency Exchange Loss:
May 17, 2014