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Riziki Group
In this Group: Elisi, Rashidi, Filipina, Adam, Helena, Ester, Consolata, Tomlesia, Fredrick, Gabriel
Elisi is a member of the Riziki Group. She engages in a number of different activities that enable her to cover her family's living expenses. These enterprises include selling clothes door to door, running a tigo-pesa telephone money transfer businesses, and offering airtime credit for sale. She has been involved in these businesses for a period of six years now. She works from 10 a.m. to 8:30 p.m. daily and is able to make a small profit per month.

Elisi is in her early 30s. She and her husband have two children, both of whom are enrolled in school.

This will be Elisi's twentieth loan request from Tujijenge Tanzania. With the previous loans, all of which she has repaid successfully, she managed to buy more airtime credits, started up the money transfer business, and initiated a phone-charging venture by buying chargers and other equipment. With the profit she has received, she has covered her home expenses and has worked on building the family home.

She will use this loan to increase her inventory in all her enterprises. She dreams of finishing the building of her house.

Elisi will share this loan with her loan group "Riziki," which totals 10 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 57
    View loans »
    Tanzania Loans Fundraising
  • $15,027,600
    Funds lent in using Kiva
  • 1,627.4
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Riziki Group's $1,925 loan helped a member to increase her inventory in a number of business enterprises, such as clothes vending, airtime sales, and telephone charging.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 6, 2013
Currency Exchange Loss:
Sep 17, 2013