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Shamim is a 40-year-old hardworking and independent woman who lives in Rawalpindi, Pakistan. She has no children and is currently living with her husband in a rented house. Her husband is jobless, and she is the only person in the family earning money. She works in a dental clinic, but she wants to start her own pharmacy. Shamim has requested a loan from Kiva's partner BRAC Pakistan to open a new medical store and to purchase a variety of medicines for that store. She could start her own business and this loan could fulfill her dreams. She hopes and prays that her husband gets a job soon. She is very thankful to Kiva.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Shamim to purchase medicines for a drug store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 6, 2013
Currency Exchange Loss:
Mar 17, 2014