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Usmon is 35 years old. He is married and a father of three children. His children attend a school. Usmon and his family live in the J. Rumy district. He has a secondary education. He has been involved in agriculture for 7 years. He has 2 hectares of irrigated land, where he grows wheat, watermelons and rice. Concurrently, Usmon is involved in animal husbandry. His wife helps him with running the agricultural business. Now Usmon needs a loan to treat the land. With this intent, he is requesting a loan to purchase mineral fertilizers for the wheat, watermelon and rice crops and plans to use the remainder of the loan to buy small livestock. Usmon wants to use the profit to hold a circumcision ceremony for his youngest son.
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Усмону 35 лет. Он женат и отец троих детей. Дети учатся в школе. Усмон со своей семьей проживает в районе Дж.Руми. У него среднее образование. Он занимается растениеводством уже 7 лет. У него имеется 2 га орошаемой земли, на котором он выращивает пшеницу, арбуз и рис. Одновремнно Усмон занимается и животноводством. Жена помогает ему в ведении сельского хозяйства. Сейчас Усмон нуждается в кредите для обработки земли. С этим намерением он просит кредит для приобретения минеральных удобрений для урожая пшеницы, арбуза и риса, а на оставшуюся часть кредита он намерен закупить мелкорогатый скот. За счет прибыли Усмон хочет провести обряд обрезания своего младшего сына.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $29,714,525
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Usmon to purchase mineral fertilizers and small livestock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 16, 2013
May 9, 2013
Currency Exchange Loss:
Feb 17, 2014