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Osvaldo, 33, lives in a common-law marriage and has two children, ages 6 and 2. He's a very respectful and hardworking person. Currently he and his family live in the community of Shinahota and rent a small house.

Osvaldo has worked for five years in the field of transportation. He has his own vehicle with which he offers services in the same town. In addition, two years ago he bought an FM radio with which he also works, receiving contracts for programs or announcements. His wife contributes income by selling yuca that she takes to the city of Cochabamba.

A few years ago he bought a plot of land in the same community that's already under construction, but he hasn't managed to finish because of the costs.

Currently he's requesting a small loan to be able to finish construction and live more peacefully with his family in his own house.
View original language description ↓
Don Osvaldo, 33 años, concubinado, tiene 2 hijos de 6 y 2 años de edad, una persona muy respetuosa y trabajadora. Actualmente el junto a su familia vive en la población de Shinahota, pagando alquiler de una casa pequeña. Don Osvaldo trabaja desde hace 5 años en el rubro del transporte, tiene su propia movilidad donde presta sus servicios dentro el mismo municipio y hace unos 2 años atrás se compro una radio FM con la cual también trabaja recibiendo contratos por programas o comunicados. Su esposa coopera generando ingresos por la venta de yuca que lleva a la ciudad de Cochabamba. Hace unos años atrás se compro un terreno en la misma población que actualmente ya está en construcción, pero por los costos no logro terminarla. Ahora el solicita un pequeño crédito para poder terminar dicha construcción, y vivir en su propio hogar más tranquilo al lado de su familia.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $32,292,125
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Osvaldo to build his home.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Apr 2, 2013
May 23, 2013
Currency Exchange Loss:
Dec 17, 2013