Hilario Antonio is this young man's name. He is 44 years old and fights hard every day for himself and his family working as a trash collector.
He lives together with his wife and three children under his care. She works as a house wife. With the little money that he makes it is sometimes difficult to cover the daily household expenses, but his greatest dream is make improvements on his home. For this reason he is requesting a loan through Kiva and CEPRODEL that will allow him to purchase cement, sand, and metal sheeting which will help his family a great deal in making improvements to their little home.
He is grateful to God first and foremost because He showed Hilario the way to apply for his first loan with CEPRODEL and thus make his first improvements to his home. He hopes that Kiva will give a positive response on his behalf.
Hilario Antonio se llama el Joven de 44 años edad Luchador por su vida y la de su familia, brinda su servicio como colector de basura.
Vive con su esposa y tres hijos bajo su cargo, ella trabaja como ama de casa, con lo poco que el gana, a duras pena cubre el sustento diario de su hogar, pero son de sus sueños mejorar su vivienda, por tal razón solicita a Kiva Y Ceprodel que le financie un crédito para la compra de: Cemento, Arena, Zin con esto ayudaría mucho a su familia en poder mejorar su viviendita.
Agradece a Dios Por Primer Instancia porque fue quien le ilumino de haber solicitado su primer crédito con ceprodel para este tipo de mejora a realizar en su vivienda y espera obtener de parte de Kiva Una Respuesta Positiva de su Parte.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid