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Helyn Mayela
The young Heylin Mayela is a teacher that lives in the city of Condega, a small town located about 35 km north of the head department Estelí. This young woman is happily married and has two children in their primary education, which creates school expenses for her and her husband. They have lived in their own house for more than 5 years.

This young woman works daily as a teacher from Monday to Friday in the morning in a community center in the city of Condega where she travels every day to give her classes and in the afternoon she returns home to plan her next class. In this way, she works to have income to sustain the family expenses.

This young teacher presented herself at the offices of Ceprodel for the first time to request a loan to be able to build toilet facilities in her home that has been built by their own efforts. She is requesting this loan because her monthly family income is not sufficient to be able to on her own assume the expenses for the construction of said services. For this reason she asks to be approved for this loan to be able to improve her home. She give thanks in advance for this loan because she wants to improve the condition of her house and therefore give herself and her children a better life.
View original language description ↓
La joven Heylin Mayela es una maestra que reside en la ciudad de Condega, un pequeño pueblo ubicado a unos 35 km al norte de la cabecera departamental Estelí. Esta joven esta felizmente casada y tiene dos hijos en educación primaria, a los que junto con su esposo costean los gastos escolares. Residen en su casa propia desde hace más de cinco años.

Esta joven trabaja a diario como maestra de lunes a viernes por la mañana en una comunidad cercana a la ciudad de Condega donde ella viaja todos los días para impartir sus clases y por la tarde ella regresa a su casa a planear sus próxima clase, de esta manera ella labora para tener sus ingreso que le sustenta los gastos familiares.

Esta joven maestra se presento a las oficinas de Ceprodel por primera vez a solicitar un financiamiento para poder construir sus servicio higiénico y su dicha en su casa de habitación que ha ido construyendo con esfuerzo propio. Ella solicita este crédito ya que sus ingresos familiares mensuales no son lo suficiente como para asumir por su propia cuenta los gastos que implica la construcción de dichos servicio, por lo que ella pide se sea aprobado este crédito y lograr mejorar su casa de habitación y agradece de antemano le sea aprobado el crédito ya que quiere mejorar las condiciones de su casa y por ende darle un mejor nivel de vida a sus hijos.


Additional Information

More information about this loan

This loan is part of CEPRODEL's initiative to expand access to sanitation facilities. Working with the World Bank and local governments, CEPRODEL offers these loans to help clients buy environmentally-responsible toilets, sinks, and shower/bath systems. Eligible recipients include clients and families who live in very poor regions of Nicaragua, lack access to water, or are employed making handicrafts or as roving salespeople. Along with these loans, clients receive environmental education training from the World Bank to better understand how plumbing interacts with the local ecosystem. By supporting this loan, you are making a difference in a country where 48% of the population lacks access to proper sanitation.

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 130
    View loans »
    Nicaragua Loans Fundraising
  • $24,054,525
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $775 helped Helyn Mayela to buy construction materials such as cement, bricks, etc, and to pay for labor for the plumbing.
91% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 18, 2013
Listed
May 5, 2013
Currency Exchange Loss:
Possible