Sol Brillante Group
The loan they are taking will benefit their small businesses, including Elvira's. Elvira joined Pro Mujer five months ago at the invitation of her daughter, who is also a member of the institution. She has a business selling tunta and chuño, which are dehydrated potatoes. She learned this business on her own many years ago. She has some capital now but wants to increase it even more.
The loan they are requesting now is to increase working capital by purchasing dehydrated potatoes. She will acquire them in nearby communities and later sell them at the markets in the city of El Alto. This type of work allows her to generate income to maintain her household. She is married and has seven children.
When asked what she likes about Pro Mujer, she said she likes the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elvira es integrante, ella indica que hace cinco meses que integra Pro Mujer, ingresando por la invitación de su hija que es socia de la institución. En la actualidad ella tiene un negocio de venta de tunta y chuño (papa deshidratada); da a conocer que este negocio lo emprendió por iniciativa propia hace varios años atrás, con un poco capital que en la actualidad quiere incrementar aún más.
El crédito que ahora sacará es para el aumento de capital (compra de tunta y chuño) que adquirirá de las comunidades aledañas a su pueblo y posteriormente lo comercializará en las ferias de la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene siete hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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