Check out some available loans that are similar to this one!
Eric is a Ghanaian master carver who specializes in traditional and original African masks and sculptures. He would like to invest in the purchase of wood as well as sandpaper, polish and wood stain for increased production.

Eric has been selling through NOVICA since 2000. This is his story:

"I learned carving from a shop for three years and later established myself with my own shop. I started carving for a full-time profession in the year 1997 at the age of 23 and now have one boy I work with. We are four children in the family, among which my junior brother and sister are also talented with the skill of carving. My brother helps me a lot at the shop.

"God bless the people who are helping me to have a good life by supporting me with this microcredit. I am very grateful to you all."

Use the link below to view Eric's African masks and wood carvings on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Eric to purchase wood as well as sandpaper, polish and wood stain for increased production.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 6, 2013
May 6, 2013
Currency Exchange Loss:
Jan 17, 2014