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Zelmira Ramona
Zelmira Ramona, 28, married, is originally from Chinandega. She has three children that depend on her; one goes to primary school and two to secondary school. Zelmira is a hardworking woman that has been selling seafood (shrimp) for fifteen years. She buys from producers in the areas of Mechapa, Aserradores and Morazan and sometimes from wholesalers that come from the Pacific Coast. Her customers are salespeople from the main marketplace in Chinandega, Leon, Chichigalpa or Managua. When she has enough inventory, she sells to a company called Neptuno. Zelmira also runs small shrimp farms that are about to start their “harvest”. She is requesting a loan to improve her working capital and buy 1000 pounds of shrimp, in order to be able to satisfy the orders her customers have made.
View original language description ↓
Zelmira Ramona de 38 años de edad, casada, originaria de Chinandega, con tres hijos uno estudiante de educación primaria y dos de educación secundaria, están aun bajo el cargo de ella, es mujer luchadora que desde hace quince años se dedica a la comercializacion de mariscos (camaron), para abastecerse le compra a productores de la zona de Mechapa, Aserradores, Morazan y en ocaciones a mayoristas que vienen de la Costa atlantica, sus clientes son vendedores del mercado central de Chinandega, Leon, Chichigalpa, Managua y cuando tiene volumen de inventario, le vende a la empresa Neptuno, también habilita granjas pequeñas de camaron y están por iniciar la cosecha, solicita este financiamiento para capital de trabajo, ya que comprara 1000 libras de camarones y poder abstecer las necesidades demandades de sus clientes.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Zelmira Ramona to buy 1,000 pounds of shrimp.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 8, 2013
Currency Exchange Loss:
May 17, 2014