Emmanuel is a 29-year-old man with four children living in Bundibugyo, Uganda. He has been operating a retail shop since 2008 and with the proceeds he has been able to provide the basics for his family. Like all traders he faces challenges of price fluctuation and high taxes. His dreams are to educate his children and to begin trading in wholesale. Emmanuel intends to use the loan to buy general merchandise such as salt and sugar to sell.