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Franci Noemi
Franci is a 21 year old single mother who has a lot of strength, energy, and many goals and dreams. She works taking care of her household and growing coffee. Her father, who planted and harvested coffee all of his life, gave her a property which is located about 12 kilometers from her home. She travels there in a car every day. This has allowed her to work and generate income to support herself and pay for the necessities for herself and her son. She lives with her parents, who taught her to be an honorable and hardworking person since for them the values their parents taught them were important in succeeding in life. Franci finished primary school, but could not finish studying due to a lack of financial resources.

Currently she is requesting help to purchase fertilizer, manure, and fumigation bombs, which will help her keep her crops healthy and free of any plagues or diseases that could destroy them, such as rust.

Her goal is to have a good harvest which will allow her to generate income so that she can achieve her dream, which is to start a small business which sells ground coffee, so that they can consume the same coffee that comes from their crops. Her dreams are to save money to support her son in his studies so that he can graduate from university and achieve his goals and dreams like she is.
View original language description ↓
Franci es una joven de 21 años de edad madre soltera con mucha fuerza, energía y con muchas metas y sueños dedicada a los oficios domésticos y a la caficultura. Su padre quien desde toda una vida se ha dedicado al cultivo y siembra de café le heredo una propiedad la cual está ubicada a 12 kilómetros de distancia de su casa de habitación a la cual se traslada en vehículo diariamente. De esta forma ella ha podido trabajar y generar sus ingresos para poder sostenerse y cubrir sus necesidades y las de su hijo. Ella vive con sus padres los cuales le ha enseñado a ser una persona honrada y muy trabajadora ya que para ella los principios inculcados por sus padres son muy importantes para superarse en la vida. Franci tiene un grado de educación primaria completo y no pudo seguir estudiando por falta de recursos económicos.

Hoy en día solicita ayuda para la compra de fertilizantes, abono, bombas de fumigación lo cual le ayudara a mantener su cultivo sano y libre de cualquier plaga o enfermedad que pueda destruir su cultivo como la roya.

Su meta es lograr sacar una buena cosecha la cual le permita generar ingresos para poder cumplir con su sueño que es de crear una micro-empresa la cual tiene como finalidad la compra venta de café para venderlo de forma molida para consumo mismo que saldrá de sus cultivos. Sus sueños son formar un capital para apoyar a su hijo en sus estudios y que él pueda graduarse a nivel universitario y logre sus metas y sueños como hasta ahora lo hace ella.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,349,000
    Funds lent in using Kiva
  • 19.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Franci Noemi to purchase fertilizers, manure, and fumigation bombs for her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 27, 2013
Listed
May 5, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014