Jardines De Senkata Group
The loan they are making will benefit the microenterprises where Lidia is a member. She says that she has been with Pro Mujer for 5 months, joining through the invitation of her sister who is a member of the institution. Currently she has a business selling cosmetics, disclosing that she began the business because of financial need and that it is profitable.
The loan that she is taking now is to increase her capital, to buy cosmetics that she will buy from the distributors in the city of La Paz, and later she will sell them from her home. This line of work allows her to generate income to maintain the household as much as possible as she lives in a partnership and has a son.
When asked what she likes about Pro Mujer she says that she likes the training covering health and credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lidia es integrante, ella indica que hace cinco meses que integra Pro Mujer, ingresando por la invitación de su hermana que es socia de la institución. En la actualidad ella tiene un negocio de venta de cosméticos; da a conocer que este negocio lo emprendió por la necesidad económica que tiene ya que es rentable.
El crédito que ahora sacará es para el aumento de capital (compra de cosméticos) que adquirirá de las empresas distribuidoras de la ciudad de La Paz y posteriormente lo comercializará en su domicilio. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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