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Mujeres Activas Group
In this Group: Jacinta, Sofia, Zonia, Nimia, Jackeline

Update on Mujeres Activas Group

This group consists of responsible individuals who engage in different commercial activities. All of them reside in the District of Vitarte and are members of the Communal Bank “Mujeres Activas” (Active Women).


One of the members is Sra. Jacinta. She is 53 years old, single, and has four children. Sra. Jacinta has been selling vegetables (potatoes, corn, onions, as well as groceries) for 26 years. By working at her small store every day, Jacinta is able to move forward by paying for her children’s schooling and the household expenses. Her greatest wish is to see her children become professionals. For this reason, Sra. Jacinta works very hard. The loan she is receiving will be invested in the purchase of more vegetables so that she can have more income.


Sra. Jacinta is the first person on the left-hand side (from the group’s perspective) who is wearing a purple blouse. She bids farewell with a hug to Kiva and says that she plans to accomplish all of her goals.

View original language description ↓
Un grupo conformado por socios responsables a distintas actividades comerciales todos ellos residen en el distrito de ate Vitarte. Así son las integrantes del grupo comunal. “Mujeres Activas” una de ellas es la Sra. Jacinta de 53 años de edad soltera y con 4 hijos, la Sra. Jacinta se dedica ya hace 26 años a la venta de verduras (abarrotes, papas, choclos, cebollas etc.) En un pequeña bodega todos los días con el merito de salir adelante y así poder pagar el colegio de sus hijos y pagar los gastos de su casa, su mayor deseo es que sus hijos sean profesionales es por eso que la Sra. Jacinta trabaja mucho, Con el préstamo otorgado lo invertirá en comprar más verduras y así poder tener más ingresos. La Sra. Jacinta es la primera de la mano izquierda con blusa morada , A la vez se despide con un abraso a Kiva y diciéndoles que cumplirá todas su metas propuestas.

Previous Loan Details

Hello! The group in the photo is from “MUJERES ACTIVAS,” an association that has already been in existence for more than 10 years and currently has 6 very enterprising and dynamic members (Mrs. Sofía is not able to attend the day of the loan disbursement due to health reasons). One of the… More from Mujeres Activas Group's previous loan »

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 63
    View loans »
    Peru Loans Fundraising
  • $53,993,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Activas Group's $2,975 loan helped a member to buy groceries.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 18, 2013
Listed
May 6, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013