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Néstor Iván

Update on Néstor Iván

Néstor lives in his own home with his family. He has been growing crops, such as corn, beans, and sugar cane for several years. With the profit he generates from his sales, Néstor is able to cover the household expenses and also provide for daily needs. He is a hardworking, dynamic, and responsible man who has received good references from several other people.

Néstor wants to invest a little more into his farming so that he can achieve a larger harvest from his basic crops. This will enable him to improve his sales and his income. For this reason, he is requesting a loan so that he can invest in the purchase of needed supplies such as seeds, compost, pesticides, and other items. He will also pay for improvements to his land, as shown in the photograph, so that he will have a larger harvest and better living conditions for himself and his family.

View original language description ↓
Néstor vive en casa propia con su familia, Él se dedica al cultivo de maiz y frijoles y tambien de caña de azúcar desde hace varios años, con las ganancias que obtiene de sus ventas logra cubrir los gastos de sus hogar y tambien poder llevar el pan de cada dia. Néstor es un hombre muy trabajador, dinámico y responsable del cual muchas personas dan buenas referencias. Desea poder invertir un poco más en la agricultura con el fin de cosechar una mayor cantidad de granos básicos que le permitan mejorar sus ventas como sus ingresos, por eso solicita un crédito para invertir en la compra de los insumos necesarios como: semilla, abonos, venenos para plagas, etc. y para mejorar su terreno que muestra la fotografia para tener mejores cosechas y mejorar sus condiciones de vida y las de su familia.

Previous Loan Details

Néstor Iván is 22 years old. He lives with his family in his own house, which is located in a rural area. He grows basic grains and sugar cane. He has done this work for many years, and it is what permits him to provide the daily bread for his household. Néstor Iván is a very hard-working man, dy... More from Néstor Iván's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 743
    View loans »
    El Salvador Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Néstor Iván to buy seeds, compost, pesticides, and other items, as well as pay for improvements to his farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 17, 2013
May 6, 2013
Currency Exchange Loss:
May 18, 2014