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Ume
Ms. Ume is a 41-year-old married woman who has had a business of selling milk for the past 12 years. She has one buffalo and sells its milk to many of her neighbors. Her business is good enough for her to lead a decent life. She has three children, one of whom is in school.

Ume is very motivated to provide her children with good education, food, and clothing. She has improved her business to meet the day-to-day expenses of life. It’s her first year with Kashf Foundation; she is happily running her business through support of it.

She requested a loan of 25,000 Pakistan Rupees (PKR) to purchase another buffalo. She hopes to increase her production capacity of milk, which will ultimately help in generating more cash. She dreams of providing a better standard of living to her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 235
    View loans »
    Pakistan Loans Fundraising
  • $13,714,025
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Ume to purchase another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 18, 2013
Listed
May 5, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014