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Ratha is 24 years old and lives in a rural area located in the Kandal Steong district of Kandal province. He has been farming rice and growing vegetables for five years. He is able to earn about US $4 per day from his current business. He sometimes works as a paid construction worker in the local area to earn additional income for the family.

This is the first microloan for Ratha with Kiva’s partner, VisionFund. He is requesting a loan of 1,200,000 KHR to buy fertilizers for his farmland. He will also use a portion of the loan to renovate his old house. He hopes this loan will enable him to get a high yield from his rice paddy field.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 3,986.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ratha to buy fertilizers for his farmland and to renovate his home.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 5, 2013
May 5, 2013
Currency Exchange Loss:
Apr 16, 2014