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Ya's Group
In this Group: Ya, Bopha
Ya, a rural villager living in Kampong Cham Province’s Ou Reang Ov District, is age 51 and married with four children, one of whom is still in school. She is a rice farmer who has been farming rice on one hectare of farmland for 30 years to make a living. She supplements this income by working for others for a fee. Ya can earn about 21,000 riels (KHR) per day from the current business and manages to save 10,000 KHR daily for future needs.

Ya is in her first cycle with VisionFund. Now she is leading her group to ask for a loan of 500,000 KHR each. Ya is going to use her portion to buy fertilizer for her farmland. She hopes to grow her rice in time, so as to better her living conditions and keep her child in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 197
    View loans »
    Cambodia Loans Fundraising
  • $37,044,750
    Funds lent in using Kiva
  • 3,991.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ya's Group's $275 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 3, 2013
Listed
May 5, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013