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Yem's Group
In this Group: Yem, Yoy
Living in a wooden house located in Kampong Cham province’s Ou Reang Ov district, Yem is now 37 years old and married. She has one daughter who is still in school. Yem and her husband are farmers who grow rice as their main business to support the family and they supplement the family’s income by raising pigs. Having been in the business for seventeen years, they are able to make a daily income of 35,000 KHR and manage to save about 17,000 KHR each day.
This is the first loan for Yem with Kiva’s partner, VisionFund. Now she is leading her group to ask for a loan. As the leader, she is going to use her portion to buy fertilizer for her farmland and use a portion of it to spend on buying pig feeds. She hopes this loan will enable her to extend her rice plantation and also grow her crops healthily to make more income to improve her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 48
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • 3,991.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yem's Group's $675 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Apr 3, 2013
May 5, 2013
Currency Exchange Loss:
Oct 17, 2014