Manuel is a very responsible man with his household responsibilities, since he is characterized by always providing the best for his children. Currently, he lives together with his wife and their two children. He is a farmer and cultivates corn and beans. After the harvest, he works as a construction worker. With the profit he makes from the sale of his harvest and the payments for his labour, he is able to cover some of the household expenses. Manuel wants to increase his sales, which is why he has requested a loan that will allow him to buy seeds, manure, and pesticides among other things and also to improve the soil shown in the photograph where he grows his crops, in order to continue bringing home the daily bread.
manuel es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarle lo mejor a sus hijos. Actualmente vive junto a su esposa y sus dos hijos se dedica a ser agricultor siembra maíz y frijol y cuando ya ha paso a cosecha se dedica a albañil con las ganacias que obtiene de sus ventas y el pago de su trabajo ogra solventar algunos de los agstos de su hogar. Manuel desea incrementar sus ventas y por eso a solicitado un crédito el cual le permita comprar: semillas, abonos,pesticidas, entre otras cosas y tambien mejorar el terreno que muestra en la fotografia donde siembra sus cultivos, para seguir llevando el pan de cada dia a su hogar.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.